Proverbs 27:11-13

International Standard Version

¹¹ Be wise, my son, and make me happy,
    so I can reply to anyone who insults me.

¹² Those who are prudent see danger and take refuge,
    but the naïve continue on and suffer the consequences.
¹³ Take the coat of anyone who puts up security for a stranger;
    hold it in pledge if he cosigns for an immoral woman.